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Written question asked by Bishop of St Albans (Bishops (affiliation)) on Thursday, 10 December 2020, in the House of Lords. It was due for an answer on Thursday, 24 December 2020. It was answered by Lord Agnew of Oulton (Conservative) on Monday, 21 December 2020 on behalf of the Treasury.


Cars: Loans

Question

To ask Her Majesty's Government, further to the report by the Financial Conduct Authority (FCA) Our work on motor finance—final findings, published on 1 March 2019, and the decision by the FCA announced on 28 July to ban discretionary commission models of car finance, what assessment they have made of whether personal contract purchase finance has been mis-sold; and what plans they have to introduce a compensation scheme for any consumers affected.

Answer

This question has been passed on to the Financial Conduct Authority (FCA). The FCA will reply directly to the Lord Bishop by letter. A copy of the letter will be placed in the Library of the House.


Secondary information

Type
Written question
Reference
HL11374
Session
2019-21
Related items
Deposited Paper DEP2021-0137
Monday, 21 December 2020
Deposited papers
House of Lords
Subjects
Compensation Cars Loans Misrepresentation
Link
View this Written question on www.parliament.uk