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To ask the Secretary of State for Justice (1) what reduction in the cost of motor insurance he expects to arise as a result of the lower litigation costs in place since 1 April 2013;
[165321]
To ask the Secretary of State for Justice (1) what reduction in the cost of motor insurance he expects to arise as a result of the lower litigation costs in place since 1 April 2013;
[165321]
The Government's reforms to civil justice will restore a much needed sense of proportion and fairness to the system by removing excess costs and deterring unnecessary cases. I and my officials have continued to hold meetings with claimant and defendant representatives to discuss the reforms. While the level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry, the Government has made clear that it expects the industry to pass on any savings in lower premiums to consumers.
Most of the reforms came into effect in April 2013 and it is too early to assess their full impact, but we are committed to a review within three-five years of implementation. In the meantime we will monitor the impact of the reforms, including motor insurance premiums.
(2) what recent meetings he has had with claimant lawyers and their representative bodies to discuss the effect of recent changes to civil litigation and reduced costs in the personal injury sector; and what future meetings he has planned;
[165320]
Mr Crausby:
(2) what recent meetings he has had with claimant lawyers and their representative bodies to discuss the effect of recent changes to civil litigation and reduced costs in the personal injury sector; and what future meetings he has planned;
[165320]
Mr Crausby:
The Government's reforms to civil justice will restore a much needed sense of proportion and fairness to the system by removing excess costs and deterring unnecessary cases. I and my officials have continued to hold meetings with claimant and defendant representatives to discuss the reforms. While the level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry, the Government has made clear that it expects the industry to pass on any savings in lower premiums to consumers.
Most of the reforms came into effect in April 2013 and it is too early to assess their full impact, but we are committed to a review within three-five years of implementation. In the meantime we will monitor the impact of the reforms, including motor insurance premiums.
(3) what recent meetings (a) Ministers and (b) officials of his Department have had with representatives of the insurance industry to discuss passing savings accrued from lower litigation costs on to consumers through lower premiums;
[165318]
Mr Crausby:
(3) what recent meetings (a) Ministers and (b) officials of his Department have had with representatives of the insurance industry to discuss passing savings accrued from lower litigation costs on to consumers through lower premiums;
[165318]
Mr Crausby:
The Government's reforms to civil justice will restore a much needed sense of proportion and fairness to the system by removing excess costs and deterring unnecessary cases. I and my officials have continued to hold meetings with claimant and defendant representatives to discuss the reforms. While the level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry, the Government has made clear that it expects the industry to pass on any savings in lower premiums to consumers.
Most of the reforms came into effect in April 2013 and it is too early to assess their full impact, but we are committed to a review within three-five years of implementation. In the meantime we will monitor the impact of the reforms, including motor insurance premiums.
(4) with reference to the Statement of 16 May 2013, Official Report, columns 48-9W, on whiplash claims, what measures he will use to assess the effect of the recent civil reform programme on the operation of personal injury market and the costs of motor insurance.
[165257]
Mr Crausby:
(4) with reference to the Statement of 16 May 2013, Official Report, columns 48-9W, on whiplash claims, what measures he will use to assess the effect of the recent civil reform programme on the operation of personal injury market and the costs of motor insurance.
[165257]
Mr Crausby:
The Government's reforms to civil justice will restore a much needed sense of proportion and fairness to the system by removing excess costs and deterring unnecessary cases. I and my officials have continued to hold meetings with claimant and defendant representatives to discuss the reforms. While the level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry, the Government has made clear that it expects the industry to pass on any savings in lower premiums to consumers.
Most of the reforms came into effect in April 2013 and it is too early to assess their full impact, but we are committed to a review within three-five years of implementation. In the meantime we will monitor the impact of the reforms, including motor insurance premiums.
To ask the Secretary of State for Justice what assessment he has made of the potential number of redundancies in the personal injury legal sector as a result of the reduction in costs in the revised protocol for low-valued personal injury claims in road traffic accidents through the Road Traffic...
To ask the Secretary of State for Justice what assessment he has made of the potential number of redundancies in the personal injury legal sector as a result of the reduction in costs in the revised protocol for low-valued personal injury claims in road traffic accidents through the Road Traffic...
On 27 February 2013 the Government published its response to the consultation on fixed recoverable costs in relation to the extension of the Road Traffic Accident Personal Injury scheme, together with an accompanying impact assessment. The latter acknowledged the possibility that there may be adjustments to the personal injuries claims market in terms of which lawyers and law firms continue to operate in it, and that some providers may choose to exit. Others may decide to enter.
Both the Government's response and the impact assessment are available online at
https://consult.justice.gov.uk/digital-communications/extension-rta-scheme
and have been placed in the Libraries of both Houses.
That this House welcomes the fact that the Commonhold and Leasehold Reform Act 2002 allows leaseholders to insure property with an insurer of their own choice; further notes that leaseholders continue to be harassed, bullied and misled into using an insurer who pays commission to the landlord; and calls on the Government to force landlords and insurers to make leaseholders aware of their statutory rights.
That this House welcomes the fact that the Commonhold and Leasehold Reform Act 2002 allows leaseholders to insure property with an insurer of their own choice; further notes that leaseholders continue to be harassed, bullied and misled into using an insurer who pays commission to the landlord; and calls on...
That this House welcomes the changes to the law relating to leaseholders which comes into force on 28th February as part of the remaining provisions of the Commonhold and Leasehold Reform Act 2002, especially welcoming the vitally important changes to nominated insurance; notes that landlords will no longer be able to dictate to leaseholders which insurance company they should use and threaten them into complying; and recognises that this is excellent news for many leaseholders throughout the UK who have been pestered, harassed and threatened with court action from landlords who choose to act oppressively and unreasonably.
That this House welcomes the changes to the law relating to leaseholders which comes into force on 28th February as part of the remaining provisions of the Commonhold and Leasehold Reform Act 2002, especially welcoming the vitally important changes to nominated insurance; notes that landlords will no longer be able...
To ask the Secretary of State for Health, what factors underlay the decision to indemnify water companies from liabilities arising from water fluoridation; to what extent indemnity applies to the NHS authorities that may require private water companies to fluoridate their water supply.
To ask the Secretary of State for Health, what factors underlay the decision to indemnify water companies from liabilities arising from water fluoridation; to what extent indemnity applies to the NHS authorities that may require private water companies to fluoridate their water supply.
That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and believes that this could be monitored in the same way as car tax violation and would safeguard people involved in car accidents and help reduce the spiralling cost of car insurance.
That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and...
That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and believes that this could be monitored in the same way as car tax violation, would safeguard people involved in car accidents, and help reduce the spiralling cost of car insurance.
That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and...