That this House notes with concern the massive increase in the cost of public liability insurance over the last three years and the negative impact this is having on traditional community events throughout the country; notes that in one case in Edinburgh, an insurance quote of ??14,500 was given to the Corstorphine Fair from the same company that quoted just ??1,000 two years ago; recognises that the cost of insurance is now jeopardising the future of a number of fundraising and community events, including Christmas events; rejects the main excuse put forward by insurance companies that the increased premiums are required because of the rise in international terrorism; and therefore calls on the Government to look into this issue as a matter of urgency to ensure these events, which are so important to local communities, are able to continue.

That this House notes with concern the massive increase in the cost of public liability insurance over the last three years and the negative impact this is having on traditional community events throughout the country; notes that in one case in Edinburgh, an insurance quote of ??14,500 was given to...

That his House welcomes the Safer, Cheaper, Legal campaign by the Association of British Insurers to draw attention to the UK's high levels of uninsured driving and to promote policy proposals contained in submissions to the Greenaway Review established by the Department of Transport; notes that in Britain approximately five per cent. of motorists on the roads are currently driving without insurance, which costs policyholders around ??500 million a year in compensation payments for injury or property damage equivalent to around ??30 on every motor premium; recognises that systems need to be introduced to stop such practices which cause misery and damaged lives to many; and calls upon the Government quickly to establish links between the existing DVLA and motor insurance databases, so that a system of continuous monitoring and enforcement can be introduced.

That his House welcomes the Safer, Cheaper, Legal campaign by the Association of British Insurers to draw attention to the UK's high levels of uninsured driving and to promote policy proposals contained in submissions to the Greenaway Review established by the Department of Transport; notes that in Britain approximately five...

That this House notes with concern the latest survey from the Federation of Small Businesses on Employers' Liability Compulsory Insurance (ELCI), which finds that more than one in four small businesses are still finding it difficult, or impossible to secure the compulsory cover; recognises that despite Government and industry actions to resolve the insurance crisis, 14 per cent. of respondents reported an increase of over 100 per cent. in their premiums since last year; further notes that 51 per cent. of businesses have been given less than two weeks' notice to renew ELCI, despite industry guidelines that at least three weeks' notice must be given by insurers; realises that this makes it impossible to shop around for alternative and affordable quotes and that the difficulties many small businesses are facing in securing affordable employer's liability insurance are far from over; and therefore calls upon the Government to ensure that the agreed minimum notice period for renewal is adhered to by insurers and to introduce statutory requirements if necessary, and to implement swiftly, and in full, recommendations from the Department of Work and Pensions' report on tackling the insurance crisis and to make employers' liability insurance more attractive for insurers in the long term, in order to increase the number of underwriters and boost competition in the market.

That this House notes with concern the latest survey from the Federation of Small Businesses on Employers' Liability Compulsory Insurance (ELCI), which finds that more than one in four small businesses are still finding it difficult, or impossible to secure the compulsory cover; recognises that despite Government and industry actions...

That this House notes with deep regret the recent tragic death of 12 year old Amy Houston in a road traffic accident; notes that the driver of the vehicle had already been twice banned from driving; believes that the sentence of four months imprisonment which he received was woefully inadequate; believes that there should be a separate offence of causing death with a vehicle whilst banned from driving, and that such an offence should carry with it a serious custodial sentence; and calls on Her Majesty's Government to bring forward proposals to amend the law as a matter of urgency.

That this House notes with deep regret the recent tragic death of 12 year old Amy Houston in a road traffic accident; notes that the driver of the vehicle had already been twice banned from driving; believes that the sentence of four months imprisonment which he received was woefully inadequate;...

That this House notes that one in 20 of the motorists currently on Britain's roads are driving uninsured, and that according to the RAC law-abiding drivers will soon have to pay an extra ??60 on their insurance policies to cover the cost of uninsured drivers, with the death, damage and injury that uninsured drivers cause costing ??1 billion; regrets that the public and authorities have no easy means of identifying uninsured drivers; therefore supports proposals to make it compulsory for drivers to display a simple disc on their windscreens as proof of valid insurance; notes that RAC research shows that 87 per cent. of drivers would support a disc if it leads to lower insurance premiums, and that there was strong support for the Motor Vehicle Insurance Disc Bill, which received its First Reading on 28th January; believes that this should be accompanied by stronger punishments for insurance evasion, including larger fines, driving bans, community service, and custodial sentences for repeat offenders, because current penalties, which are often only around ??150, do not work as a deterrent, welcomes the Government-initiated review of these issues being conducted by Professor David Greenaway of Nottingham University; hopes that Professor Greenaway will recommend schemes similar to those operating abroad, where insurance disc schemes work well and there is less insurance evasion; and calls on the Government to support such proposals.

That this House notes that one in 20 of the motorists currently on Britain's roads are driving uninsured, and that according to the RAC law-abiding drivers will soon have to pay an extra ??60 on their insurance policies to cover the cost of uninsured drivers, with the death, damage and...

That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and believes that this could be monitored in the same way as car tax violation and would safeguard people involved in car accidents and help reduce the spiralling cost of car insurance.

That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and...

That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and believes that this could be monitored in the same way as car tax violation, would safeguard people involved in car accidents, and help reduce the spiralling cost of car insurance.

That this House recognises the problems caused by drivers of cars involved in road traffic accidents who do not have insurance cover; calls on the Government to introduce legislation that requires all car drivers to display an insurance disc similar to the current road tax disc inside their vehicle; and...

That this House acknowledges that businesses in Northern Ireland have suffered particular adverse effects as a result of liability insurance premium increases as was recognised in the Office of Fair Trading Report into the liability insurance market; requests as a short-term measure that the UK Treasury uses the revenue generated by insurance premium tax to avert a growing crisis in the small business insurance market; and further recommends that the insurance premium tax should be used to provide a pool of employers' liability insurance.

That this House acknowledges that businesses in Northern Ireland have suffered particular adverse effects as a result of liability insurance premium increases as was recognised in the Office of Fair Trading Report into the liability insurance market; requests as a short-term measure that the UK Treasury uses the revenue generated...

That this House notes that motorists who are the victims of accidents caused by uninsured and untraced drivers face increases on their premiums through no fault of their own; and calls for the uninsured drivers agreement and untraced drivers agreement between the Government and the Motor Insurers Bureau to be amended to prevent innocent motorists' premiums being arbitrarily increased as a result of being victims of accidents caused by uninsured or untraced drivers.

That this House notes that motorists who are the victims of accidents caused by uninsured and untraced drivers face increases on their premiums through no fault of their own; and calls for the uninsured drivers agreement and untraced drivers agreement between the Government and the Motor Insurers Bureau to be...

That this House notes the immeasurable environmental role played by the honey bee in pollinating both wild flowers and many agricultural crops; further notes that there are approximately 9,000 amateur beekeepers in Britain; further notes the requirement for all beekeepers to comply with the Bee Diseases Control Order 1982 and the consequent potential destruction of both bees and equipment if a notifiable disease is confirmed; further notes that the BDI is a voluntary self-help organisation set up to compensate beekeepers for the loss of bees and equipment that may result upon notification of a specified disease, and commends the BDI for the valuable role it has played in supporting and encouraging the notification of bee diseases to DEFRA; decries the fact that, despite being a voluntary self-help organisation, the BDI is subject to the same onerous FSA requirements, in terms of both costs and red tape, as a commercial organisation; is concerned that, if the BDI is no longer able to function, notification rates for specified bee diseases will fall; and calls upon the Government to review the FSA guidelines in this area and their application to small voluntary self-help organisations such as the BDI.

That this House notes the immeasurable environmental role played by the honey bee in pollinating both wild flowers and many agricultural crops; further notes that there are approximately 9,000 amateur beekeepers in Britain; further notes the requirement for all beekeepers to comply with the Bee Diseases Control Order 1982 and...

That this House notes with concern the substantial increase in the insurance costs to business for employer's liability and public liability cover; further notes that businesses have had premium increases of 500 per cent. or more imposed, or have been refused insurance cover at short notice; recognises the recent findings of the British Chamber of Commerce survey, showing that 9 per cent. of manufacturing companies have been refused cover, along with 6 per cent. of other businesses; considers that the Government should take an urgent lead; and calls upon the Government to promote an enforceable code of conduct, ensuring a consistent and transparent approach by the insurance industry, and that an acceptable notice period is given when premiums are to be raised significantly or cover is to be withdrawn and to instigate an inquiry into this issue.

That this House notes with concern the substantial increase in the insurance costs to business for employer's liability and public liability cover; further notes that businesses have had premium increases of 500 per cent. or more imposed, or have been refused insurance cover at short notice; recognises the recent findings...