To ask the Chancellor of the Exchequer, whether she has considered the merits of introducing a law to compel property owners to have adequate insurance for damage caused by their trees, especially in the context of more frequent storms and extreme weather related to climate change.

To ask the Chancellor of the Exchequer, whether she has considered the merits of introducing a law to compel property owners to have adequate insurance for damage caused by their trees, especially in the context of more frequent storms and extreme weather related to climate change.

I have given way once already to the hon. Lady. I am going to allow the Minister to use the remaining time to respond.

I have given way once already to the hon. Lady. I am going to allow the Minister to use the remaining time to respond.

Does the Minister agree that many flood schemes have not been completed, including a number in my constituency of Carlisle, as a direct result of the economic chaos created by the previous Government, which has forced the Environment Agency to cancel a quarter of the planned schemes?

Does the Minister agree that many flood schemes have not been completed, including a number in my constituency of Carlisle, as a direct result of the economic chaos created by the previous Government, which has forced the Environment Agency to cancel a quarter of the planned schemes?

My hon. Friend is giving an excellent speech, and making a very strong case for why we need to invest in flood defence schemes. Under the last Conservative Administration, we increased the amount of investment in flood defence schemes from £2.6 billion to £5.2 billion over the next six-year period....

My hon. Friend is giving an excellent speech, and making a very strong case for why we need to invest in flood defence schemes. Under the last Conservative Administration, we increased the amount of investment in flood defence schemes from £2.6 billion to £5.2 billion over the next six-year period....

I thank my hon. Friend for his intervention. He points to a fact that I acknowledge: cumulatively, we have become more resilient to flooding in West Worcestershire over the last 14 years, but there are still these two schemes. That was going to be my next question to the Minister:...

I thank my hon. Friend for his intervention. He points to a fact that I acknowledge: cumulatively, we have become more resilient to flooding in West Worcestershire over the last 14 years, but there are still these two schemes. That was going to be my next question to the Minister:...

On that point, will the hon. Lady give way?

On that point, will the hon. Lady give way?

Thank you and congratulations, Madam Deputy Speaker. It is a night of firsts—I am giving my first speech as Minister and we have you here for the first time as Deputy Speaker—but of course we have the continuity of the hon. Member for Strangford (Jim Shannon) being here to intervene...

Thank you and congratulations, Madam Deputy Speaker. It is a night of firsts—I am giving my first speech as Minister and we have you here for the first time as Deputy Speaker—but of course we have the continuity of the hon. Member for Strangford (Jim Shannon) being here to intervene...

It is great to see my hon. Friend in the Chamber. She is right. The economic chaos that we face, and which continued as we changed Government, Prime Ministers and Chancellors, did not provide the stability needed to get on with these schemes and deliver them. The change that people...

It is great to see my hon. Friend in the Chamber. She is right. The economic chaos that we face, and which continued as we changed Government, Prime Ministers and Chancellors, did not provide the stability needed to get on with these schemes and deliver them. The change that people...

I congratulate the Minister on her new job; she is doing a fantastic job so far and saying all the things that I, as a neighbour of this scheme, want to hear. She talked about reviewing the project, and I think we would all agree that there is no harm...

I congratulate the Minister on her new job; she is doing a fantastic job so far and saying all the things that I, as a neighbour of this scheme, want to hear. She talked about reviewing the project, and I think we would all agree that there is no harm...

I thank the hon. Gentleman for his kind words, and I recognise the difficulty that these works cause to businesses. That goes to the point that I made to the hon. Member for West Worcestershire: the design has to be right, and works have to be done in conjunction with...

I thank the hon. Gentleman for his kind words, and I recognise the difficulty that these works cause to businesses. That goes to the point that I made to the hon. Member for West Worcestershire: the design has to be right, and works have to be done in conjunction with...

In my intervention on the hon. Member for West Worcestershire (Dame Harriett Baldwin), I referred to insurance premiums. If we sort the flooding out, insurance premiums will fall and there will be less cost. That must be a factor for constituents and their living costs. Is that something the Minister...

In my intervention on the hon. Member for West Worcestershire (Dame Harriett Baldwin), I referred to insurance premiums. If we sort the flooding out, insurance premiums will fall and there will be less cost. That must be a factor for constituents and their living costs. Is that something the Minister...

I thank the hon. Gentleman for his second intervention in this Adjournment debate; we are doing well. I have been passionately supportive of the Flood Re scheme, but it is meant to come to an end in 2039, and I am looking at that in real detail. The whole point...

I thank the hon. Gentleman for his second intervention in this Adjournment debate; we are doing well. I have been passionately supportive of the Flood Re scheme, but it is meant to come to an end in 2039, and I am looking at that in real detail. The whole point...

Agreed to on question.

Agreed to on question.

It is a pleasure to see you in the Chair, Madam Deputy Speaker, and what a pleasure you have had in listening to such an excellent array of maiden speeches this afternoon. I thank Mr Speaker for allocating me one of the first Adjournment debates in this new Parliament.

My speech...

It is a pleasure to see you in the Chair, Madam Deputy Speaker, and what a pleasure you have had in listening to such an excellent array of maiden speeches this afternoon. I thank Mr Speaker for allocating me one of the first Adjournment debates in this new Parliament.

My speech...

Rural areas are often the worst impacted by flood damage, yet they are often deemed less of a priority for flood defences than urban areas. Does the hon. Lady agree that the flood defence grant in aid cost-benefit analysis must be reviewed to ensure it sufficiently values agricultural and rural...

Rural areas are often the worst impacted by flood damage, yet they are often deemed less of a priority for flood defences than urban areas. Does the hon. Lady agree that the flood defence grant in aid cost-benefit analysis must be reviewed to ensure it sufficiently values agricultural and rural...

The hon. Lady highlights something that I have grappled with throughout my time as a Member of Parliament.

I will now move on to the situation in Tenbury Wells in my constituency. Seventeen years ago this month, in the middle of summer, we had the most severe flooding for many, many...

The hon. Lady highlights something that I have grappled with throughout my time as a Member of Parliament.

I will now move on to the situation in Tenbury Wells in my constituency. Seventeen years ago this month, in the middle of summer, we had the most severe flooding for many, many...

I congratulate the right hon. Member for Romsey and Southampton North (Caroline Nokes) on being elevated to Deputy Speaker. She is well-respected and her appointment is well-deserved. Everyone in this House is very encouraged to see her in that position.

May I also congratulate the hon. Member for West Worcestershire (Dame...

I congratulate the right hon. Member for Romsey and Southampton North (Caroline Nokes) on being elevated to Deputy Speaker. She is well-respected and her appointment is well-deserved. Everyone in this House is very encouraged to see her in that position.

May I also congratulate the hon. Member for West Worcestershire (Dame...

The hon. Gentleman raises an important matter. Indeed, it was after the 2007 floods that the idea of a flood reinsurance scheme came about. It was something that was established when the last Government came into power in 2010. It has now become somewhat easier to get insurance, but it...

The hon. Gentleman raises an important matter. Indeed, it was after the 2007 floods that the idea of a flood reinsurance scheme came about. It was something that was established when the last Government came into power in 2010. It has now become somewhat easier to get insurance, but it...

I am very grateful to my hon. Friend for giving way. She describes the huge amount of investment that has been going into the River Severn. She has an awful lot of the River Severn in her constituency. She will be aware that, in Bewdley, about £11 million is being...

I am very grateful to my hon. Friend for giving way. She describes the huge amount of investment that has been going into the River Severn. She has an awful lot of the River Severn in her constituency. She will be aware that, in Bewdley, about £11 million is being...

I thought my hon. Friend was making a good pitch to take on that role himself, and I would certainly support him in that. None the less, he is right: all of us who live along the Severn catchment and the rivers that flow into the Severn have a responsibility...

I thought my hon. Friend was making a good pitch to take on that role himself, and I would certainly support him in that. None the less, he is right: all of us who live along the Severn catchment and the rivers that flow into the Severn have a responsibility...