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To ask the Chancellor of the Exchequer, if he will provide urgent financial support to taxi drivers at risk of having their vehicle repossessed.
To ask the Chancellor of the Exchequer, if he will provide urgent financial support to taxi drivers at risk of having their vehicle repossessed.
The government has provided an unprecedented package of support for individuals through the pandemic. The majority of taxi drivers are self-employed and so may have been able to benefit from the Self-Employment Income Support Scheme (SEISS), which was extended at Budget, through a fourth and fifth grant, until September.
Taxi drivers are amongst the 1.5 million businesses that have accessed the Bounce Back Loan scheme over the past 11 months, which has provided facilities totalling £46.5billion. Taxi drivers experiencing hardship can also apply to the Recovery Loan Scheme, launched earlier this month, which maintains a generous 80% guarantee to ensure lenders continue to have the confidence to lend.
Beyond these schemes, taxi drivers may be able to access other elements of support, including continuation of the uplift in Universal Credit, rental support, mortgage holidays, enhanced Time to Pay for taxes, VAT cuts and deferrals, and other business support grants. At the budget, an extra £425 million business grant funding was announced, on top of the £1.6 billion already allocated, for local authorities to use at their discretion to support local businesses not eligible for Restart Grants, but nonetheless experiencing severe impacts on their business. The taxi and private hire sector may be able to benefit from these recently extended schemes.
My Lords, I am grateful for this chance to talk about something which has caused me a lot of sleepless nights. Thirty years ago, I started the Big Issue. In the past 30 years, including through the Covid period, we have been working with in the region of 7,000 to...
My Lords, I am grateful for this chance to talk about something which has caused me a lot of sleepless nights. Thirty years ago, I started the Big Issue. In the past 30 years, including through the Covid period, we have been working with in the region of 7,000 to...
My Lords, I congratulate the noble Lord, Lord Bird, on securing the debate and on the uniquely powerful way he has introduced it. The Government will have a lot of help on hand to answer the first question the debate raises: the assessment of the risk of mass evictions. In...
My Lords, I congratulate the noble Lord, Lord Bird, on securing the debate and on the uniquely powerful way he has introduced it. The Government will have a lot of help on hand to answer the first question the debate raises: the assessment of the risk of mass evictions. In...
My Lords, I should remind the House that I am a vice-president of the Local Government Association. This is the second time this week that we are debating this matter. On this occasion, it is an opportunity to discuss government policy approaches, or rather the absence of them, because just...
My Lords, I should remind the House that I am a vice-president of the Local Government Association. This is the second time this week that we are debating this matter. On this occasion, it is an opportunity to discuss government policy approaches, or rather the absence of them, because just...
My Lords, I am grateful to the noble Lord, Lord Bird, for initiating this short debate. He mentioned that it was 30 years ago that he launched the Big Issue. I was the Housing Minister
at that time, which was the first time that I met the noble Lord, and...
My Lords, I am grateful to the noble Lord, Lord Bird, for initiating this short debate. He mentioned that it was 30 years ago that he launched the Big Issue. I was the Housing Minister
at that time, which was the first time that I met the noble Lord, and...
My Lords, this is an important debate and I thank the noble Lord, Lord Bird, for securing it. The lockdowns and the shutdown of economic activities caused a loss of income for many workers and were especially difficult for those whose livelihoods depend upon daily wages. At the start of...
My Lords, this is an important debate and I thank the noble Lord, Lord Bird, for securing it. The lockdowns and the shutdown of economic activities caused a loss of income for many workers and were especially difficult for those whose livelihoods depend upon daily wages. At the start of...
My Lords, I declare an interest as chair of the National Housing Federation, the trade body for housing associations in England. I congratulate the noble Lord, Lord Bird, on securing a most timely debate.
The Government took speedy and decisive action to bring in the ban on evictions, introduce the universal...
My Lords, I declare an interest as chair of the National Housing Federation, the trade body for housing associations in England. I congratulate the noble Lord, Lord Bird, on securing a most timely debate.
The Government took speedy and decisive action to bring in the ban on evictions, introduce the universal...
My Lords, I was shocked to read that Citizens Advice had published a report which said that 58% of those who have now fallen behind on their rents were not in arrears before the Covid pandemic. Total arrears in January 2021 were estimated at £360 million. This has a knock-on...
My Lords, I was shocked to read that Citizens Advice had published a report which said that 58% of those who have now fallen behind on their rents were not in arrears before the Covid pandemic. Total arrears in January 2021 were estimated at £360 million. This has a knock-on...
My Lords, I welcome the opportunity to speak in this short but important—and, indeed, urgent—debate secured by the noble Lord, Lord Bird. I am grateful to Generation Rent and Shelter for their excellent briefings, on which I will draw in my remarks.
The package of support put in the place by...
My Lords, I welcome the opportunity to speak in this short but important—and, indeed, urgent—debate secured by the noble Lord, Lord Bird. I am grateful to Generation Rent and Shelter for their excellent briefings, on which I will draw in my remarks.
The package of support put in the place by...
My Lords, during the Covid-19 pandemic, the eviction ban was an important measure that the Government were right to take as part of the national response to this public health emergency. We know that, without it, many thousands of people would have been evicted from their rental properties with nowhere...
My Lords, during the Covid-19 pandemic, the eviction ban was an important measure that the Government were right to take as part of the national response to this public health emergency. We know that, without it, many thousands of people would have been evicted from their rental properties with nowhere...
My Lords, the noble Lord, Lord Bird, in his unique way of introducing this debate, has drawn to our attention the fact that many of the invisible victims of the pandemic are private sector renters. They have been hit badly. They are twice as likely to have lost their jobs;...
My Lords, the noble Lord, Lord Bird, in his unique way of introducing this debate, has drawn to our attention the fact that many of the invisible victims of the pandemic are private sector renters. They have been hit badly. They are twice as likely to have lost their jobs;...
My Lords, I congratulate the noble Lord, Lord Bird, on his moving opening speech, on securing this all-important debate and on his work during this pandemic, in particular the Ride Out Recession Alliance. As he rightly said, the greatest danger of homelessness is among people leaving the rented sector, particularly...
My Lords, I congratulate the noble Lord, Lord Bird, on his moving opening speech, on securing this all-important debate and on his work during this pandemic, in particular the Ride Out Recession Alliance. As he rightly said, the greatest danger of homelessness is among people leaving the rented sector, particularly...
My Lords, I refer to my entry in the register. I add my thanks to those of other noble Lords to the noble Lord, Lord Bird, for securing this important debate. I also thank Generation Rent and the LGA for their excellent briefings.
Evictions are paused but will resume from June...
My Lords, I refer to my entry in the register. I add my thanks to those of other noble Lords to the noble Lord, Lord Bird, for securing this important debate. I also thank Generation Rent and the LGA for their excellent briefings.
Evictions are paused but will resume from June...
My Lords, I thank the noble Lord, Lord Bird, for securing this important debate. I express my gratitude for his continued dedication in seeking to prevent homelessness, as well as for highlighting the risk of Covid-19-related poverty faced by our communities. The noble Lord was poignant in outlining the drivers...
My Lords, I thank the noble Lord, Lord Bird, for securing this important debate. I express my gratitude for his continued dedication in seeking to prevent homelessness, as well as for highlighting the risk of Covid-19-related poverty faced by our communities. The noble Lord was poignant in outlining the drivers...
Lords question for short debate on what assessment the Government have made of the risk of mass evictions resulting from COVID-19 related poverty; and what steps they will take to prevent such evictions. Sitting suspended.
Lords question for short debate on what assessment the Government have made of the risk of mass evictions resulting from COVID-19 related poverty; and what steps they will take to prevent such evictions. Sitting suspended.
Motion to consider. Agreed to on question.
Motion to consider. Agreed to on question.
To ask Her Majesty's Government what plans they have to suspend repossession of leasehold properties until potentially dangerous cladding in such properties has been replaced.
To ask Her Majesty's Government what plans they have to suspend repossession of leasehold properties until potentially dangerous cladding in such properties has been replaced.
The Government has announced a globally unprecedented investment in building safety and hundreds of thousands of leaseholders will be protected from the cost of replacing unsafe cladding on their homes.
On 10 February the Government announced it will provide an additional £3.5 billion grant funding for removal of unsafe cladding on buildings over 18 metres, which brings the total investment in building safety to an unprecedented £5 billion.
Lower-rise buildings between 11 and 18 metres, with a lower risk to safety, will gain new protection from the costs of cladding removal through a generous new financing scheme. As part of this financing scheme, no leaseholder will pay more than £50 per month towards the cost of cladding remediation.
This builds on steps already taken to support leaseholders, including £1.6 billion of funding to remediate unsafe cladding, the £30 million waking watch fund to help end excessive costs and new legislation in the Building Safety Bill which will ensure homes are made and kept safer in future.
The schemes will be launched in due course, and we will publish more details on how these will work as soon as we are in a position to do so.
The Government has worked with the lending industry and the regulators to prevent both homeowners and landlords from facing unaffordable bills or repossession if they canât work, or if their tenants canât pay rent due to the impact of coronavirus.
Mortgage holidays have been extended, with applications open to 31 March 2021. Borrowers that have been impacted by coronavirus and have not yet had a mortgage payment holiday will be entitled to a six-month holiday, and those that have already started a mortgage payment holiday will be able to top up to six months without this being recorded on their credit file.⯠Current FCA guidance states all mortgage holidays must end by 31 July, so while no one can have more than a six-month deferral, any consumer applying now for their first payment holiday will not be able to take the full six months. Information on mortgage payment holidays is set out on the FCA website: https://www.fca.org.uk/news/press-releases/fca-confirms-support-mortgage-borrowers-impacted-coronavirus
The FCA has been clear that for borrowers who have taken six monthsâ holiday and continue to face ongoing financial difficulties, firms should continue to provide support through tailored forbearance options. This could include granting new mortgage payment holidays. Mortgage customers in this situation should speak to their lender to discuss their options.
A mortgage holiday is not the right solution for everyone, and a prolonged payment deferral may not be in a consumerâs best interest - it is important to remember that whilst someone takes a payment holiday, they will still owe the amount they donât pay during the deferral period, and interest will continue to accrue. Where consumers can afford to re-start mortgage payments, it is in their best interest to do so.
To ask the Secretary of State for Housing, Communities and Local Government, what recent representations he has received on (a) extending the ban on (a) evictions and (b) repossessions while the national lockdown remains in place.
To ask the Secretary of State for Housing, Communities and Local Government, what recent representations he has received on (a) extending the ban on (a) evictions and (b) repossessions while the national lockdown remains in place.
The Ministry of Housing, Communities and Local Government is in regular contact with landlord and tenant stakeholder groups and is working closely with the Ministry of Justice to consider the effects of the current measures relating to evictions and bailiff enforcement.
My Rt Hon. Friend, the Secretary of State for the Ministry of Housing, Communities and Local Government (Robert Jenrick) has today made the following Written Ministerial Statement:
Last week I announced further support to protect the most vulnerable through the national lockdown. This includes further efforts and funding to protect rough...
My Rt Hon. Friend, the Secretary of State for the Ministry of Housing, Communities and Local Government (Robert Jenrick) has today made the following Written Ministerial Statement:
Last week I announced further support to protect the most vulnerable through the national lockdown. This includes further efforts and funding to protect rough...
Last week I announced further support to protect the most vulnerable through the national lockdown. This includes further efforts and funding to protect rough sleepers and ensure they are registered with a GP, where they are not already. I also confirmed that evictions will not be enforced by bailiffs until...
Last week I announced further support to protect the most vulnerable through the national lockdown. This includes further efforts and funding to protect rough sleepers and ensure they are registered with a GP, where they are not already. I also confirmed that evictions will not be enforced by bailiffs until...