Motion to consider. Agreed to on question.

Motion to consider. Agreed to on question.

On 26 April 2021, my noble friend the Parliamentary Under-Secretary of State for Justice (Lord Wolfson of Tredegar, QC) made the following Written Statement.

"The Government remains firmly committed to the implementation on 31 May 2021 of the necessary and proportionate measures to control the number and cost of claims for...

On 26 April 2021, my noble friend the Parliamentary Under-Secretary of State for Justice (Lord Wolfson of Tredegar, QC) made the following Written Statement.

"The Government remains firmly committed to the implementation on 31 May 2021 of the necessary and proportionate measures to control the number and cost of claims for...

The Government remains firmly committed to the implementation on 31 May 2021 of the necessary and proportionate measures to control the number and cost of claims for whiplash as, set out in Part 1 of the Civil Liability Act 2018. It also intends to implement on 31 May the associated...

The Government remains firmly committed to the implementation on 31 May 2021 of the necessary and proportionate measures to control the number and cost of claims for whiplash as, set out in Part 1 of the Civil Liability Act 2018. It also intends to implement on 31 May the associated...

Lords motion to consider. Agreed to on question.

Lords motion to consider. Agreed to on question.

My Lords, I beg to move that the Grand Committee do consider the Whiplash Injury Regulations 2021 and the Civil Liability Act 2018 (Financial Conduct Authority) (Whiplash) Regulations 2021.

These draft statutory instruments are key components of the Government’s whiplash reforms. They will simplify the process of settling whiplash claims, provide...

My Lords, I beg to move that the Grand Committee do consider the Whiplash Injury Regulations 2021 and the Civil Liability Act 2018 (Financial Conduct Authority) (Whiplash) Regulations 2021.

These draft statutory instruments are key components of the Government’s whiplash reforms. They will simplify the process of settling whiplash claims, provide...

My Lords, I first declare my interests as a partner in the global law firm DAC Beachcroft, and as set out in the register. I support these regulations. The structure of a modest tariff for a modest injury is exactly what was anticipated when what is now the Civil Liability...

My Lords, I first declare my interests as a partner in the global law firm DAC Beachcroft, and as set out in the register. I support these regulations. The structure of a modest tariff for a modest injury is exactly what was anticipated when what is now the Civil Liability...

The digital portal for whiplash claims will be a completely new portal for small personal injury claims arising from traffic accidents where the pain, suffering and loss of amenity element is under £5,000 and all elements of the claim are less than £10,000. It is specifically designed to enable potential...

The digital portal for whiplash claims will be a completely new portal for small personal injury claims arising from traffic accidents where the pain, suffering and loss of amenity element is under £5,000 and all elements of the claim are less than £10,000. It is specifically designed to enable potential...

My Lords, I declare my interests as set out in the register. It is a great pleasure to follow the noble and learned Lord, Lord Etherton, and I thank my noble friend Lord Wolfson of Tredegar for setting out the purpose of these regulations so clearly. Indeed, the Minister wrote...

My Lords, I declare my interests as set out in the register. It is a great pleasure to follow the noble and learned Lord, Lord Etherton, and I thank my noble friend Lord Wolfson of Tredegar for setting out the purpose of these regulations so clearly. Indeed, the Minister wrote...

My Lords, I spoke in favour of what is now Section 3 of the Civil Liability Act 2018 when it was before the House three years ago—and I have not changed my mind. It seemed to me that the case for the whiplash injury regulations that we now have was...

My Lords, I spoke in favour of what is now Section 3 of the Civil Liability Act 2018 when it was before the House three years ago—and I have not changed my mind. It seemed to me that the case for the whiplash injury regulations that we now have was...

My Lords, I welcome the introduction of the whiplash injury regulations, given the sheer volume of whiplash claims that were being made to exploit the system, rather than to support those who suffered genuine injury. I do hope that, rather than just being absorbed by the insurance industry, any savings...

My Lords, I welcome the introduction of the whiplash injury regulations, given the sheer volume of whiplash claims that were being made to exploit the system, rather than to support those who suffered genuine injury. I do hope that, rather than just being absorbed by the insurance industry, any savings...

My Lords, I welcome the reform of whiplash injuries compensation because, in many instances, the accumulated payments for whiplash injuries—which in many instances are very painful and have to be endured for a long time—have imposed a considerable level of premiums on ordinary insurance people.

These regulations are supported by the...

My Lords, I welcome the reform of whiplash injuries compensation because, in many instances, the accumulated payments for whiplash injuries—which in many instances are very painful and have to be endured for a long time—have imposed a considerable level of premiums on ordinary insurance people.

These regulations are supported by the...

As I said three years ago in Committee, I broadly welcome the tariff-based system. But today, as then, I wish to raise points in relation to advice, the proper operation of the new system, and the adequacy of the tariff.

I spent 20 minutes this morning watching the video of how...

As I said three years ago in Committee, I broadly welcome the tariff-based system. But today, as then, I wish to raise points in relation to advice, the proper operation of the new system, and the adequacy of the tariff.

I spent 20 minutes this morning watching the video of how...

My Lords, I support these regulations. The objectives are good and clear, although on reflection, perhaps it is a pity it has taken so long—four years—for action. It is good to see Her Majesty’s Government working closely with the ABI, and it in turn with its members, and it is...

My Lords, I support these regulations. The objectives are good and clear, although on reflection, perhaps it is a pity it has taken so long—four years—for action. It is good to see Her Majesty’s Government working closely with the ABI, and it in turn with its members, and it is...

My Lords, this SI has been prepared by the Treasury. The Civil Liability Act 2018 gave powers to the Financial Conduct Authority to enforce the ban on the making and requesting of offers to settle road traffic accident whiplash-related injury claims without a medical report, as set out in Sections...

My Lords, this SI has been prepared by the Treasury. The Civil Liability Act 2018 gave powers to the Financial Conduct Authority to enforce the ban on the making and requesting of offers to settle road traffic accident whiplash-related injury claims without a medical report, as set out in Sections...

My Lord, can I ask you to finish now, please?

My Lord, can I ask you to finish now, please?

—and receive compensation appropriate to the level of pain and suffering they have endured.

—and receive compensation appropriate to the level of pain and suffering they have endured.

My Lords, I spent 12 years of my life on a police authority, and I saw the manufacturing of totally spurious claims from a large number of ill-motivated people. Some of them were criminal claims: people had actually manufactured crashed cars and claimed that whiplash had taken place, and it...

My Lords, I spent 12 years of my life on a police authority, and I saw the manufacturing of totally spurious claims from a large number of ill-motivated people. Some of them were criminal claims: people had actually manufactured crashed cars and claimed that whiplash had taken place, and it...

My Lords, tackling fraudulent whiplash claims to bring down motorists’ insurance premiums is a welcome step. However, these efforts must not be at the expense of access to justice for genuine claimants. On balance, we in the Labour Party support the intention of the regulations. However, we are concerned that...

My Lords, tackling fraudulent whiplash claims to bring down motorists’ insurance premiums is a welcome step. However, these efforts must not be at the expense of access to justice for genuine claimants. On balance, we in the Labour Party support the intention of the regulations. However, we are concerned that...

My Lords, I am grateful to all noble Lords who have taken part in the debate. Given the time constraints, rather than give a speech in response, I will try to deal with the various points put to me.

My noble friends Lord Hunt of Wirral, Lord Bourne of Aberystwyth and...

My Lords, I am grateful to all noble Lords who have taken part in the debate. Given the time constraints, rather than give a speech in response, I will try to deal with the various points put to me.

My noble friends Lord Hunt of Wirral, Lord Bourne of Aberystwyth and...