: First, I congratulate my hon. Friend the Member for Ayr, Carrick and Cumnock (Sandra Osborne) on securing an Adjournment debate on this important issue, which has significantly affected a great number of people. Although I shall in no way downplay the importance of the points she has raised, it...

: First, I congratulate my hon. Friend the Member for Ayr, Carrick and Cumnock (Sandra Osborne) on securing an Adjournment debate on this important issue, which has significantly affected a great number of people. Although I shall in no way downplay the importance of the points she has raised, it...

: I suspect that it will not directly help people in this case, but as my hon. Friend the Member for Dumfries and Galloway (Mr. Brown) said, there is an ongoing issue as regards solicitors and concerns have been expressed, so we talking about not only what has happened historically,...

: I suspect that it will not directly help people in this case, but as my hon. Friend the Member for Dumfries and Galloway (Mr. Brown) said, there is an ongoing issue as regards solicitors and concerns have been expressed, so we talking about not only what has happened historically,...

: There is only one answer to my hon. Friend—it is, of course, no consolation to people who were disadvantaged under the previous regime. However, it is important to put it on record in such debates that the Government have not been laissez-faire in responding to the scandals that have...

: There is only one answer to my hon. Friend—it is, of course, no consolation to people who were disadvantaged under the previous regime. However, it is important to put it on record in such debates that the Government have not been laissez-faire in responding to the scandals that have...

: Clearly, it is important that I, as a Minister, make statements that are evidence based, and there is emerging evidence on issues regarding solicitors. Historically, the role of solicitors seems to have been more prevalent in Scotland than elsewhere in the United Kingdom. There should be a debate among...

: Clearly, it is important that I, as a Minister, make statements that are evidence based, and there is emerging evidence on issues regarding solicitors. Historically, the role of solicitors seems to have been more prevalent in Scotland than elsewhere in the United Kingdom. There should be a debate among...

Westminster Hall adjournment debate on the mis-selling of endowment mortgages in Scotland.

Westminster Hall adjournment debate on the mis-selling of endowment mortgages in Scotland.

To ask the Chancellor of the Exchequer for what reason people who were mis-sold endowment policies between April and August 1988 are not (a) protected by and (b) entitled to compensation under existing arrangements.

To ask the Chancellor of the Exchequer for what reason people who were mis-sold endowment policies between April and August 1988 are not (a) protected by and (b) entitled to compensation under existing arrangements.

To ask the Chancellor of the Exchequer if he will take steps to extend the period within which policy holders can lodge a claim for compensation for the mis-selling of endowment policies.

To ask the Chancellor of the Exchequer if he will take steps to extend the period within which policy holders can lodge a claim for compensation for the mis-selling of endowment policies.

To ask the Chancellor of the Exchequer what the average time taken was by the Financial Ombudsman Service to determine claims for pensions mis-selling in 2004–05; and if he will make a statement.

To ask the Chancellor of the Exchequer what the average time taken was by the Financial Ombudsman Service to determine claims for pensions mis-selling in 2004–05; and if he will make a statement.

To ask the Chancellor of the Exchequer what recent discussions he has had with the Financial Ombudsman Service on steps it can take to speed up the consideration of claims for pension mis-selling; and if he will make a statement.

To ask the Chancellor of the Exchequer what recent discussions he has had with the Financial Ombudsman Service on steps it can take to speed up the consideration of claims for pension mis-selling; and if he will make a statement.

To ask the Chancellor of the Exchequer what assessment he has made of the effectiveness of the advice the Financial Services Authority offers those wanting to pursue a claim for the mis-selling of endowment mortgages.

To ask the Chancellor of the Exchequer what assessment he has made of the effectiveness of the advice the Financial Services Authority offers those wanting to pursue a claim for the mis-selling of endowment mortgages.

To ask the Chancellor of the Exchequer when (a) he and (b) his officials last met the Financial Services Authority to discuss compensation for those who were mis-sold endowment policies.

To ask the Chancellor of the Exchequer when (a) he and (b) his officials last met the Financial Services Authority to discuss compensation for those who were mis-sold endowment policies.

To ask the Chancellor of the Exchequer what assessment he has made of the way compensation for the mis-selling of endowment mortgages is calculated.

To ask the Chancellor of the Exchequer what assessment he has made of the way compensation for the mis-selling of endowment mortgages is calculated.

To ask the Chancellor of the Exchequer for what reasons the Financial Services Authority is advising mortgage endowment policy holders to take legal action against their financial advisers for mis-selling policies.

To ask the Chancellor of the Exchequer for what reasons the Financial Services Authority is advising mortgage endowment policy holders to take legal action against their financial advisers for mis-selling policies.

To ask the Chancellor of the Exchequer if he will set out the criteria against which the relevant regulatory authorities make judgments on allegations of the mis-selling of mortgage endowment policies.

To ask the Chancellor of the Exchequer if he will set out the criteria against which the relevant regulatory authorities make judgments on allegations of the mis-selling of mortgage endowment policies.

To ask the Chancellor of the Exchequer what Government support is available to financial advisers threatened with legal action for the alleged mis-selling of mortgage endowment policies.

To ask the Chancellor of the Exchequer what Government support is available to financial advisers threatened with legal action for the alleged mis-selling of mortgage endowment policies.

To ask the Chancellor of the Exchequer what criteria are used by the Financial Services Authority to determine whether a financial adviser has mis-sold a financial product.

To ask the Chancellor of the Exchequer what criteria are used by the Financial Services Authority to determine whether a financial adviser has mis-sold a financial product.

To ask the Chancellor of the Exchequer what representations he has received on the mis-selling of shared appreciation mortgages; and if he will make a statement.

To ask the Chancellor of the Exchequer what representations he has received on the mis-selling of shared appreciation mortgages; and if he will make a statement.