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This bail-out for unscrupulous freeholders and developers is welcome, especially to leaseholders like mine at New Providence Wharf, so I thank the Secretary of State and his ministerial colleagues for the money, as will the UK Cladding Action Group, the Leasehold Knowledge Partnership mentioned by the hon. Member for Worthing...
This bail-out for unscrupulous freeholders and developers is welcome, especially to leaseholders like mine at New Providence Wharf, so I thank the Secretary of State and his ministerial colleagues for the money, as will the UK Cladding Action Group, the Leasehold Knowledge Partnership mentioned by the hon. Member for Worthing...
I am grateful to my hon. Friend for giving way. I apologise for missing the start of his speech, but I have been watching it from outside the Chamber. Notwithstanding the Minister’s defence of the position, he accepted yesterday during proceedings on the urgent question that there are 42 blocks...
I am grateful to my hon. Friend for giving way. I apologise for missing the start of his speech, but I have been watching it from outside the Chamber. Notwithstanding the Minister’s defence of the position, he accepted yesterday during proceedings on the urgent question that there are 42 blocks...
To ask the Secretary of State for Justice, pursuant to the Answers of 5 and 12 January 2016 to Questions 20499 and 20722, what assessment his Department has made of the relationship between trends in the levels of motor accident rates and claims payments since 2006.
To ask the Secretary of State for Justice, pursuant to the Answers of 5 and 12 January 2016 to Questions 20499 and 20722, what assessment his Department has made of the relationship between trends in the levels of motor accident rates and claims payments since 2006.
Government data indicates that claims volumes remain at historically high levels. Over a similar period data from the Department for Transport shows accident rates have fallen by around 25%. This is clear evidence that the system is in need of further reform, which is why on 25 November 2015, in his Autumn Statement, the Chancellor announced new measures to reduce the cost and number of whiplash claims. The Government will consult on the detail of these reforms in due course and the consultation document will be accompanied by an impact assessment.
My hon. Friend is making a powerful case for her constituents. Is what she describes just another example of property management companies taking advantage of people who have signed into a contract?
My hon. Friend is making a powerful case for her constituents. Is what she describes just another example of property management companies taking advantage of people who have signed into a contract?
(2) what estimate his Department has made of the effect on insurance premiums of personal injury insurance fraud in the last year for which information is available; and if he will make a statement;
Jim Fitzpatrick:
(2) what estimate his Department has made of the effect on insurance premiums of personal injury insurance fraud in the last year for which information is available; and if he will make a statement;
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
(3) how many insurance fraud cases were struck out due to exaggerated or fabricated personal injury claims in the last year for which figures are available;
Jim Fitzpatrick:
(3) how many insurance fraud cases were struck out due to exaggerated or fabricated personal injury claims in the last year for which figures are available;
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
(5) if he will make resources available for a project by the Law Commission investigating the question of fraud by victims of personal injury;
Jim Fitzpatrick:
(5) if he will make resources available for a project by the Law Commission investigating the question of fraud by victims of personal injury;
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
(6) what estimate his Department has made of the scale of (a) detected and (b) undetected insurance fraud in the last year for which figures are available;
Jim Fitzpatrick:
(6) what estimate his Department has made of the scale of (a) detected and (b) undetected insurance fraud in the last year for which figures are available;
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
(7) if he will request that the Law Commission undertake a law reform project on the question of fraud victims of personal injury as part of its 12 programme of law reform.
Jim Fitzpatrick:
(7) if he will request that the Law Commission undertake a law reform project on the question of fraud victims of personal injury as part of its 12 programme of law reform.
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
(4) if he will take steps to reform civil procedure rules in a similar manner to the Republic of Ireland's Civil Liabilities and Court Act 2004 to tackle third party insurance fraud;
Jim Fitzpatrick:
(4) if he will take steps to reform civil procedure rules in a similar manner to the Republic of Ireland's Civil Liabilities and Court Act 2004 to tackle third party insurance fraud;
Jim Fitzpatrick:
The Government is committed to turning the tide on fraudulent personal injury claims. To this end, it is considering what specific reforms might be appropriate, including whether the Law Commission should be asked to consider this issue. We will make our conclusions known in due course.
No figures are available on the number of exaggerated or fabricated personal injury claims struck out by the courts. Figures for 2011 published by the Association of British Insurers (ABI) indicate that whiplash claims cost customers more than £2 billion a year and add £90 to the average motor insurance premium.
The ABI describe 7% of all motor claims in 2011—worth £441 million—as fraudulent. In addition, they estimate that a further £1 billion of motor insurance fraud went undetected in 2011.
As announced last year, we are working with stakeholders in the industry to tighten the medical evidence process so that only evidence from accredited experts can be considered, and the costs for those reports can be fixed. This will mean people can no longer profit from exaggerated or fraudulent compensation claims but victims with genuine cases can still get the help they deserve. We are introducing these reforms later in the year. We are also working to secure better data on motor accident cases, including the number of fraudulent cases.
I am grateful to have been called to speak so late in this debate. I apologise to both Front Benchers, and to most of the speakers who preceded me, for not having been here throughout the debate. I declare an interest as a former asbestos worker. I suspect that not...
I am grateful to have been called to speak so late in this debate. I apologise to both Front Benchers, and to most of the speakers who preceded me, for not having been here throughout the debate. I declare an interest as a former asbestos worker. I suspect that not...
He has not been promoted yet. When we worked in the fire service, we used asbestos anti-fire equipment; we had asbestos hoods and gloves. We are lucky: having worked for local authority fire brigades, we know our employers, know that they are insured, and can trace them. Should anything happen...
He has not been promoted yet. When we worked in the fire service, we used asbestos anti-fire equipment; we had asbestos hoods and gloves. We are lucky: having worked for local authority fire brigades, we know our employers, know that they are insured, and can trace them. Should anything happen...
[Relevant documents: Seventeenth Report of the Transport Committee, Air Travel Organisers’ Licensing (ATOL) Reform, HC 1798, and the Government Response, HC 557.]
[Relevant documents: Seventeenth Report of the Transport Committee, Air Travel Organisers’ Licensing (ATOL) Reform, HC 1798, and the Government Response, HC 557.]
On a point of order, Mr Williams. Before you start proceedings, can I raise a couple of questions? I am not sure what we do in the event of not everybody who indicated that they wanted to speak in this debate turning up. The Select Committee on Transport has scheduled...
On a point of order, Mr Williams. Before you start proceedings, can I raise a couple of questions? I am not sure what we do in the event of not everybody who indicated that they wanted to speak in this debate turning up. The Select Committee on Transport has scheduled...
My apologies. My hon. Friend the Member for Edinburgh North and Leith (Mark Lazarowicz) clearly has something to say in the debate, and it is important that everybody who wants to speak has the chance to listen to the opening speeches. Without an opening speech from the Transport Committee Chair...
My apologies. My hon. Friend the Member for Edinburgh North and Leith (Mark Lazarowicz) clearly has something to say in the debate, and it is important that everybody who wants to speak has the chance to listen to the opening speeches. Without an opening speech from the Transport Committee Chair...
My hon. Friend is outlining clearly the background to the ATOL scheme and illustrating the details. She mentioned the changes. On Tuesday, we had the opportunity to debate in the Chamber the Lords amendments to the Civil Aviation Bill, and the Minister moved amendments to improve the ATOL scheme. Will...
My hon. Friend is outlining clearly the background to the ATOL scheme and illustrating the details. She mentioned the changes. On Tuesday, we had the opportunity to debate in the Chamber the Lords amendments to the Civil Aviation Bill, and the Minister moved amendments to improve the ATOL scheme. Will...
Having read the recommendations from my hon. Friend’s Committee and the Government response, one of the questions that I will be asking the Minister later—reinforcing what she is asking at the moment—is about the Government’s saying that the responsibility for ensuring protection against the collapse of a holiday lies with...
Having read the recommendations from my hon. Friend’s Committee and the Government response, one of the questions that I will be asking the Minister later—reinforcing what she is asking at the moment—is about the Government’s saying that the responsibility for ensuring protection against the collapse of a holiday lies with...
I am sorry, Mr Williams, as that comes as a bit of a surprise in that I was anticipating other colleagues to be called to speak before me. However, I am grateful for the opportunity.
I am sorry, Mr Williams, as that comes as a bit of a surprise in that I was anticipating other colleagues to be called to speak before me. However, I am grateful for the opportunity.
Given the number of colleagues who have been able to attend, and given other business in the House, I would have thought that the hon. Gentleman will have ample opportunity to make a substantial contribution to the second debate, given that we have three hours in which to discuss both...
Given the number of colleagues who have been able to attend, and given other business in the House, I would have thought that the hon. Gentleman will have ample opportunity to make a substantial contribution to the second debate, given that we have three hours in which to discuss both...
I hope that the Minister will forgive me if I have missed this point in his comments, and if he has not covered it, perhaps he will do so.
We referred to the fact that the percentage of holidays covered by ATOL is falling because of the different ways in which...
I hope that the Minister will forgive me if I have missed this point in his comments, and if he has not covered it, perhaps he will do so.
We referred to the fact that the percentage of holidays covered by ATOL is falling because of the different ways in which...