Perhaps I should already know this, but will it be possible, in the additional technical work, for an individual to decline to have the information about his or her pension position put on

to a dashboard? If past history is any guide, some people will always prefer not to join...

Perhaps I should already know this, but will it be possible, in the additional technical work, for an individual to decline to have the information about his or her pension position put on

to a dashboard? If past history is any guide, some people will always prefer not to join...

My Lords, I have put my name to my noble friend’s amendment and will concentrate briefly on what I would describe as a gamekeeper and poacher situation. Because Defra and Kew together determine the interpretation of the general functions of Kew, which are set out in Section 24, they can...

My Lords, I have put my name to my noble friend’s amendment and will concentrate briefly on what I would describe as a gamekeeper and poacher situation. Because Defra and Kew together determine the interpretation of the general functions of Kew, which are set out in Section 24, they can...

I am sorry to interrupt my noble friend. He has used the phrase “non-core” three times. How does he define that? Until you define your attitude to the six general functions in some detail, you cannot come to a judgment on what is core and what is not. Some properties...

I am sorry to interrupt my noble friend. He has used the phrase “non-core” three times. How does he define that? Until you define your attitude to the six general functions in some detail, you cannot come to a judgment on what is core and what is not. Some properties...

My Lords, I have a great deal of time for what the noble Baroness, Lady Tonge, just said. I also have a great deal of time for this amendment. To me, the crucial thing is the words,

“compatible with the core … scientific … activities of the Royal Botanic Gardens”.

As I...

My Lords, I have a great deal of time for what the noble Baroness, Lady Tonge, just said. I also have a great deal of time for this amendment. To me, the crucial thing is the words,

“compatible with the core … scientific … activities of the Royal Botanic Gardens”.

As I...

My Lords, on a rather different historical note, this Bill owes much of its existence to the Voluntary Euthanasia Society, which was founded in the 1930s. The first Bill introduced into this House under the society’s aegis, fathered by Lord Moynihan, was the Voluntary Euthanasia (Legalisation) Bill 1936. Lord Moynihan...

My Lords, on a rather different historical note, this Bill owes much of its existence to the Voluntary Euthanasia Society, which was founded in the 1930s. The first Bill introduced into this House under the society’s aegis, fathered by Lord Moynihan, was the Voluntary Euthanasia (Legalisation) Bill 1936. Lord Moynihan...

My Lords, I should like to make a short intervention. I think that the antithesis between transparency and market confidence is out of date. In a reasonably open society with a free media, in the digital age, you cannot maintain the argument that there is a genuine antithesis between transparency...

My Lords, I should like to make a short intervention. I think that the antithesis between transparency and market confidence is out of date. In a reasonably open society with a free media, in the digital age, you cannot maintain the argument that there is a genuine antithesis between transparency...

My Lords, in my copy of the amendments, subsection (1)(b) states, "““loans made under section 226;””" I think that must be a misprint for ““228””.

My Lords, in my copy of the amendments, subsection (1)(b) states, "““loans made under section 226;””" I think that must be a misprint for ““228””.

My Lords, I support my noble friend’s amendment. We live—is it supposedly?—in a sophisticated democracy, and it is a fault of Governments that they do not explain to the electorate what is happening to them. That is very much in evidence at the present time. The transparency inherent in my...

My Lords, I support my noble friend’s amendment. We live—is it supposedly?—in a sophisticated democracy, and it is a fault of Governments that they do not explain to the electorate what is happening to them. That is very much in evidence at the present time. The transparency inherent in my...

My Lords, I am sorry to intervene again; I probably did not make myself clear. Even if Parliament was sitting, an order would have had to have been laid, for example, to suspend trading in the shares. That would have happened before Parliament could have any discussion. So even if...

My Lords, I am sorry to intervene again; I probably did not make myself clear. Even if Parliament was sitting, an order would have had to have been laid, for example, to suspend trading in the shares. That would have happened before Parliament could have any discussion. So even if...

My Lords, would the situation be any different if Parliament were sitting?

My Lords, would the situation be any different if Parliament were sitting?

My Lords, Bradford & Bingley is not a good precedent; I shall try to explain why that is my view. First, on a matter of fact, subsection (8)(a) states that an order may be made. In the case of Bradford & Bingley, the order came in front of Parliament at...

My Lords, Bradford & Bingley is not a good precedent; I shall try to explain why that is my view. First, on a matter of fact, subsection (8)(a) states that an order may be made. In the case of Bradford & Bingley, the order came in front of Parliament at...

Can I make absolutely sure that, when auditors are mentioned, we are not talking about the auditors of Northern Rock?

Can I make absolutely sure that, when auditors are mentioned, we are not talking about the auditors of Northern Rock?

That would raise a serious issue of the auditors’ duty. I would have thought that the valuer would have been able to sort out the duty of Northern Rock’s auditors himself.

That would raise a serious issue of the auditors’ duty. I would have thought that the valuer would have been able to sort out the duty of Northern Rock’s auditors himself.

I offer one definition of financial stability, or at least a test, which might be considered when the Treasury and the Bank of England are doing their work—the avoidance of queues of depositors outside the branches of any bank or building society.

I offer one definition of financial stability, or at least a test, which might be considered when the Treasury and the Bank of England are doing their work—the avoidance of queues of depositors outside the branches of any bank or building society.

I wish to pursue the question of this auditor. The auditor is an officer of the company. Auditors will recognise that he has a duty both to the directors of the company and to the shareholders. I urge the Minister to check whether, in a question of compensation, the reference...

I wish to pursue the question of this auditor. The auditor is an officer of the company. Auditors will recognise that he has a duty both to the directors of the company and to the shareholders. I urge the Minister to check whether, in a question of compensation, the reference...

My noble friend’s argument again raises a familiar point, which is that given current circumstances and the way in which the Bill was originally envisaged, there must be a danger that many parts of it will not be brought into action under secondary legislation for a long time to come,...

My noble friend’s argument again raises a familiar point, which is that given current circumstances and the way in which the Bill was originally envisaged, there must be a danger that many parts of it will not be brought into action under secondary legislation for a long time to come,...

Will the Minister consider giving some notice about non-compliance and an opportunity to put it right? One of the Committee’s difficulties is that we do not know, because we have not been given any examples, what non-compliance might be, how quickly it might occur and how difficult it would be...

Will the Minister consider giving some notice about non-compliance and an opportunity to put it right? One of the Committee’s difficulties is that we do not know, because we have not been given any examples, what non-compliance might be, how quickly it might occur and how difficult it would be...

I am a member of the Delegated Powers and Regulatory Reform Committee and I wish to ask the Minister a rather technical question. The committee’s report on the Banking Bill was published on 18 December. I think it would be normal for it to expect a written reply but, so...

I am a member of the Delegated Powers and Regulatory Reform Committee and I wish to ask the Minister a rather technical question. The committee’s report on the Banking Bill was published on 18 December. I think it would be normal for it to expect a written reply but, so...

Does there not come a point when the attempt to get two belts and three pairs of braces is going too far? If, for example, this clause did not exist and the Treasury were to do something needing to be done at speed—I think we all accept that time will...

Does there not come a point when the attempt to get two belts and three pairs of braces is going too far? If, for example, this clause did not exist and the Treasury were to do something needing to be done at speed—I think we all accept that time will...

It may appear to the noble Lord, Lord Newby, to be a bizarre way to proceed, but it probably will happen anyway. Nothing that anyone can do will make it certain that every possibility has been thought of. There may be challenges to some of the things that have been...

It may appear to the noble Lord, Lord Newby, to be a bizarre way to proceed, but it probably will happen anyway. Nothing that anyone can do will make it certain that every possibility has been thought of. There may be challenges to some of the things that have been...