1-15 of 15 results for subject:Insurance
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I do not think it is the right thing to do to stand behind all the claims, but we certainly continue to liaise with the insurance industry to make sure, as far as is legally and practically possible, that it is showing the flexibility as people, and particularly the consumers of those insurance policies, come through this very difficult time.
I do not think it is the right thing to do to stand behind all the claims, but we certainly continue to liaise with the insurance industry to make sure, as far as is legally and practically possible, that it is showing the flexibility as people, and particularly the consumers of those insurance policies, come through this very difficult time.
Many businesses in my constituency and around the UK shut their doors on public health advice and are now finding that insurers are refusing to pay out on business interruption policies. I ask again: will the UK Government intervene and stand behind those claims so that no business loses out for doing the right thing?
To ask the Secretary of State for Justice, when the Government plans to publish its response to the recommendations made in the Insurance Fraud Taskforce report of January 2016; and what steps he is taking to reduce fraudulent personal injury claims while ensuring appropriate compensation for genuine claimants.
To ask the Secretary of State for Justice, when the Government plans to publish its response to the recommendations made in the Insurance Fraud Taskforce report of January 2016; and what steps he is taking to reduce fraudulent personal injury claims while ensuring appropriate compensation for genuine claimants.
The Government published its response to the Insurance Fraud Taskforce’s report on 26 May 2016 (HCWS28), accepting each of the recommendations. We have introduced a number of reforms to reduce fraudulent personal injury claims. We are taking action on package holiday sickness claims, and have commissioned the Civil Justice Council to consider the rules around low value personal injury claims generally so that we can address the incentives to bring unmeritorious claims.
The Government’s whiplash reform programme will help to combat fraudulent personal injury claims, whilst ensuring that genuinely injured claimants are appropriately compensated. Further announcements about these reforms will be made in due course.
My hon. Friend raises a good point. The Association of British Travel Agents reported a sixfold increase in gastric illness claims against tour operators between 2013 and 2016, but reports in resorts of illness were declining. This cost operators about £240 million last year, which of course hikes the cost for holidaymakers. We are calling for evidence on our plan to fix the legal cost to make it easier to defend dishonest claims, which will mean that honest families pay less for their hard-earned holidays.
My hon. Friend raises a good point. The Association of British Travel Agents reported a sixfold increase in gastric illness claims against tour operators between 2013 and 2016, but reports in resorts of illness were declining. This cost operators about £240 million last year, which of course hikes the cost for holidaymakers. We are calling for evidence on our plan to fix the legal cost to make it easier to defend dishonest claims, which will mean that honest families pay less for their hard-earned holidays.
Given that a rise in fraudulent claims can push up the cost of insurance for all, what assessment has the Minister made of the levels of holiday sickness insurance claims and the impact of false claims on the cost for honest holidaymakers?
To ask the Secretary of State for Justice, pursuant to the Answers of 5 and 12 January 2016 to Questions 20499 and 20722, what assessment his Department has made of the relationship between trends in the levels of motor accident rates and claims payments since 2006.
To ask the Secretary of State for Justice, pursuant to the Answers of 5 and 12 January 2016 to Questions 20499 and 20722, what assessment his Department has made of the relationship between trends in the levels of motor accident rates and claims payments since 2006.
Government data indicates that claims volumes remain at historically high levels. Over a similar period data from the Department for Transport shows accident rates have fallen by around 25%. This is clear evidence that the system is in need of further reform, which is why on 25 November 2015, in his Autumn Statement, the Chancellor announced new measures to reduce the cost and number of whiplash claims. The Government will consult on the detail of these reforms in due course and the consultation document will be accompanied by an impact assessment.
To ask the Secretary of State for Justice, what research his Department has conducted or commissioned on the relationship between the number of personal injury claims and the level of insurance premiums.
To ask the Secretary of State for Justice, what research his Department has conducted or commissioned on the relationship between the number of personal injury claims and the level of insurance premiums.
The Government has received data from numerous sources, including from other Government Departments, solicitors and insurers. It will continue to work with a wide range of stakeholders in taking forward the new reform package, and will consult on the detail of the reforms in due course. The consultation will be accompanied by an impact assessment.
To ask the Secretary of State for Justice, what estimate he has made of the number of crash for cash accidents since the implementation of the whiplash reform programme.
To ask the Secretary of State for Justice, what estimate he has made of the number of crash for cash accidents since the implementation of the whiplash reform programme.
This information is not held centrally, and could only be obtained at disproportionate cost.
To ask the Secretary of State for Justice, how many (a) prosecutions and (b) convictions there have been for crash for cash fraud in (i) England, (ii) the North West and (iii) Lancashire in each of the last five years.
To ask the Secretary of State for Justice, how many (a) prosecutions and (b) convictions there have been for crash for cash fraud in (i) England, (ii) the North West and (iii) Lancashire in each of the last five years.
The information requested could only be obtained at disproportionate cost.
To ask the Secretary of State for Justice, pursuant to the Answer of 12 January 2016 to Question 20722, what figures his Department used for the number of motor accidents in each year from 2006 to 2015 in formulating that Answer.
To ask the Secretary of State for Justice, pursuant to the Answer of 12 January 2016 to Question 20722, what figures his Department used for the number of motor accidents in each year from 2006 to 2015 in formulating that Answer.
Data on the number of motor accidents between 2006 and 2015 was obtained from publicly available datasets published by the Department for Transport. This data can be obtained from:
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/497176/ras45004.xls
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/461863/ras10013.xls
To ask the Secretary of State for Justice, pursuant to the Answer to the Question 21806 of 19 January 2016, on personal injury: compensation, whether the meeting on 8 December 2015 was the first meeting of Ministers with insurance industry representatives on reform of personal injury claims since May 2015.
To ask the Secretary of State for Justice, pursuant to the Answer to the Question 21806 of 19 January 2016, on personal injury: compensation, whether the meeting on 8 December 2015 was the first meeting of Ministers with insurance industry representatives on reform of personal injury claims since May 2015.
On 8 December 2015, at a meeting with Ministers, representatives of leading insurers committed to pass on savings to consumers through lower premiums following the implementation of Government reforms. The Government will be monitoring the industry’s reaction to these reforms closely.
The meeting on 8 December 2015 was the first Ministerial meeting with insurers to discuss the reforms announced in the Autumn Statement on 25 November. Lord Faulks subsequently met representatives from the claimant lawyer sector at the end of January 2016. Officials had previously met with both insurers and claimant lawyer representatives to discuss the reforms.
To ask the Secretary of State for Justice, what steps he is taking to ensure that insurers cannot under-settle claims made in person following an increase in the small claims limit.
To ask the Secretary of State for Justice, what steps he is taking to ensure that insurers cannot under-settle claims made in person following an increase in the small claims limit.
The Government will consult on the detail of the new reforms in due course, including any necessary safeguards. The consultation will be accompanied by an impact assessment.
To ask the Secretary of State for Justice, on what date he last met insurance company representatives to discuss issues relating to personal injury claims; who was present at that meeting; and if he will make a statement.
To ask the Secretary of State for Justice, on what date he last met insurance company representatives to discuss issues relating to personal injury claims; who was present at that meeting; and if he will make a statement.
On 8 December, following the Chancellor’s announcement of further whiplash reforms in his Autumn Statement on 25 November, Lord Faulks and two ministerial colleagues, Oliver Letwin and Harriett Baldwin, met a representative group of senior figures from the insurance industry, including the Association of British Insurers. The primary purpose of the meeting was to discuss passing savings arising from the reforms to motorists by way of reduced premiums.
We will continue to work with a wide range of stakeholders including other government departments, solicitors and insurers in taking forward the new reform package. The Government will consult on the detail of these measures in due course.
To ask the Secretary of State for Justice, if he will meet with representative bodies of people acting for personal injury complainants to discuss the outcome of his discussions with the insurance industry; and if he will make a statement.
To ask the Secretary of State for Justice, if he will meet with representative bodies of people acting for personal injury complainants to discuss the outcome of his discussions with the insurance industry; and if he will make a statement.
The Government continues to work with a wide range of stakeholders in taking forward the whiplash reform package announced by the Chancellor in his Autumn Statement in November 2015. Officials met with representative bodies for claimant solicitors in December 2015 and a ministerial meeting is planned for the end of January 2016. They will have a further opportunity to comment when we consult on the detail of the reforms in due course.
To ask the Secretary of State for Justice, what assessment he has made of the potential effect on income to insurance companies of the changes to personal injury law and procedure announced in the Spending Review and Autumn Statement 2015; and if he will make a statement.
To ask the Secretary of State for Justice, what assessment he has made of the potential effect on income to insurance companies of the changes to personal injury law and procedure announced in the Spending Review and Autumn Statement 2015; and if he will make a statement.
The Government received and analysed data from numerous sources when formulating the announcement in the Chancellor’s Autumn Statement. We will continue to work with a wide range of stakeholders including other Government Departments, solicitors and insurers in taking forward the new reform package. The Government will consult on the detail of these measures in due course. The consultation will be accompanied by an impact assessment.
To ask the Secretary of State for Justice, when he plans to commence sections 44 and 46 of the Legal Aid, Sentencing and Punishment of Offenders Act 2012, in respect of insolvency proceedings.
To ask the Secretary of State for Justice, when he plans to commence sections 44 and 46 of the Legal Aid, Sentencing and Punishment of Offenders Act 2012, in respect of insolvency proceedings.
The Government is taking forward the Coalition Government’s commitment to review this issue and it will set out further details later in the year. As part of that process, the Government will continue to engage with relevant stakeholders, including Her Majesty’s Revenue and Customs, the Insolvency Service and insolvency practitioners and their representatives.
To ask the Secretary of State for Justice, what steps he is taking to reduce whiplash claim fraud; and what recent discussions he has had with the devolved administrations on this issue.
To ask the Secretary of State for Justice, what steps he is taking to reduce whiplash claim fraud; and what recent discussions he has had with the devolved administrations on this issue.
The last Government worked closely with a wide range of stakeholders to develop an effective whiplash reform programme. New rules were implemented on 6 April 2015 to make sure that medical reports used in whiplash claims are obtained through the new MedCo IT portal. The new system also makes sure that solicitors are not able to obtain a report from an organisation with which they have a direct financial link.
These measures supplement reforms implemented on 1 October 2014 to fix the costs of initial medical reports at £180; to provide an expectation that there will usually only be one report; to prohibit the reporting expert from providing medical treatment to the claimant; to discourage insurers from using pre medical offers to settle; and to allow defendants to submit their version of events to the expert if necessary.
Further reforms to tackle fraudulent claims at source came into effect on 1 June 2015, when it became mandatory for claimant-solicitors to carry out a previous claims check on potential clients. In addition a robust new accreditation scheme for medical experts will be introduced on 1 January 2016 to help improve the quality of medical reports overall.
The Government’s whiplash reform programme only covers England and Wales as these issues are a devolved matter in Northern Ireland and Scotland. Ministry of Justice officials did, however, talk to colleagues from the devolved administrations during the development of the reform programme.