The Department does not hold that information. Responsibility for landlord insurance is a matter for the Service Providers to address via their individual arrangements with their Sub-Contractors and/or Landlords.

Responsibility for landlord insurance is a matter for the Service Providers to address via their individual arrangements with their Sub-Contractors and/or Landlords.

No assessment of the effect of a potential third runway at Heathrow on insurance premiums has been carried out. As is the case at all airports, the issue of insurance is a private matter for households and businesses.

The Vnuk judgement concerned a case before the European Court of Justice about a man (Mr Vnuk) who was injured when he was knocked off a ladder by a trailer that was attached to a tractor in a barn in Slovenia. The effect of the judgment is that any vehicle that falls within the Motor Insurance Directives’ definition of a vehicle should have a compulsory motor insurance policy. The definition of vehicle in the Directives is very wide.

We are working closely with insurers, and others to identify how the ruling in the Vnuk case should be applied to a range of vehicles, including mobility scooters, golf buggies and ride-on lawn mowers. We will shortly be meeting with relevant stakeholders to discuss the particular issues that apply to those using mobility scooters.

We will, of course, consult before making any changes and we are determined to get a sensible outcome.

The Vnuk judgement concerned a case before the European Court of Justice about a man (Mr Vnuk) who was injured when he was knocked off a ladder by a trailer that was attached to a tractor in a barn in Slovenia. The effect of the judgment is that any vehicle that falls within the Motor Insurance Directives’ definition of a vehicle should have a compulsory motor insurance policy. The definition of vehicle in the Directives is very wide.

We are working closely with insurers, and others to identify how the ruling in the Vnuk case should be applied to a range of vehicles, including mobility scooters. We will shortly be meeting with relevant stakeholders to discuss the particular issues that apply to those using mobility scooters. We will, of course, consult before making any changes and we are determined to get a sensible outcome.

My officials have been in touch with the motor insurance industry and academic experts to discuss telematics. We are keen to further understand the intrinsic effects that telematics products can have on the driving behaviour of novice drivers - that is why we are undertaking Government led research to further strengthen the independent evidence base in this area.

With regards to graduated driver licensing, I have received a number of representations on this subject and I expect to have meetings with both a Member of the Scottish Government and the Parliamentary Advisory Council for Transport Safety to continue to discuss this important matter shortly.

We have raised our concerns in the European Court of Justice and have discussed the matter with the Commission at official level. We have taken note of the ECJ’s judgement and we will continue to engage actively with the Commission to achieve as sensible an outcome as possible.

The Secretary of State has not personally met with the insurance industry in the past year. However, I regularly meet with insurers to discuss road safety and how we can make motor insurance more affordable to the public.

The Infrastructure Bill includes no measures that change existing legislation on public liability and professional indemnity insurance. The strategic highways company is expected to manage risk and insurance in line with HM Treasury's “Managing Public Money” and the detailed insurance arrangements for the new company are being considered.

It is not possible to calculate the number of uninsured drivers. However, the number of uninsured vehicles in Great Britain has fallen to 1 million from 1.4 million in 2010 due to a combination of police enforcement activity and the continuous insurance enforcement scheme. We do not have a breakdown by region.

The setting of premiums is a commercial decision for individual insurers based on their underwriting experience. The Government is concerned about the increase in insurance costs.

The Government is considering how to improve the way people learn to drive and are tested; to improve the road safety education of young people; and to provide opportunities for additional training for newly-qualified drivers.

Young drivers continue to be some of the most 'at risk' road users and are seeing some of the highest premiums. However, we have noted that in recent months all insurance premiums, including those for young drivers, appear to be falling. We are looking at ways to improve safety and thus drive down the costs of their insurance.

It is not possible to calculate the number of uninsured drivers. However, the number of uninsured vehicles in Great Britain has fallen to 1.2 million from 1.4 million in 2010 due to a combination of police enforcement activity and the continuous insurance enforcement scheme.

All vehicles on UK roads are required under EU law to have at least third party insurance, even if they are temporary visitors. Once a foreign vehicle has been based in the UK permanently or for 185 days in any calendar year, it will need to be re-registered. It would require insurance with a UK insurer and the details of that policy would be included on the Motor Insurance Database. The vehicle would then be subject to continuous insurance enforcement (CIE) to tackle uninsured driving.

The DVLA is currently working with the police, UK Border Force and local authorities to develop a robust compliance and enforcement process to deal with vehicle keepers who refuse to comply with UK registration and licensing rules.